Warnings About Finding Health Insurance Over the Internet

Here is some information that most health insurance agents and companies will not tell you about the internet, "Not every site is what it seems." For example, most people do not realize that filling out a quote might prompt 5 to 10 calls from insurance companies and agents. It will probably result in an email box full of insurance fodder, and it could go on for months.

The Down Side - Here is what typically happens when a person searches for health insurance over the internet. They type in some key word into the search engine like Dallas health insurance, Dallas health quote, or some related term, then they get the results. The advertising might draw them in (this is usually a company that bids on the right to show up on this page when you type in the specific words) The companies that advertise get the most amount of visitors to their site. The rest of us are sitting in Yahoo, Google, MSN and other search engines hoping that you will find us. If you see us listed under the search results it is because we have slaved over our site to try to gain some sort of organic placement or we just got lucky that day. When you decide on the one to click you are taken to a landing page. This is the place on the web site that is designed to get you to fill out the quote. Now this is where the circus begins. If the site is not an agent site then your name will probably be sold to up to 10 agents. This is why you might get calls from several agents.

The Up Side - The internet provides a way for you to get instant information and quotes from multiple companies all for an investment of 60 seconds. If you go to an independent agents site that works with multiple companies then you can get the best overview of what is available in the market place without getting 10 calls.

Here are a few pointers for finding a good health insurance agent.
1. Search using your city name (example: Denton Health Insurance)
2. Select from the organic listing - those that are not sponsored or in square boxes to the side
3. Select someones listing that looks like a local Agent
4. Look at their site to see if they represent multiple health insurance companies.
5. Make sure you can run your own quote.
6. Look for an agent that specializes in health insurance - not homeowners, liability,or automobile insurance.

Good Luck
Brent Trice

http://www.DallasLifeAndHealth.com

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This entry was posted on Friday, August 15th, 2008 at 5:19 pm and is filed under Health Insurance Plans . You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.